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Habitational Buffer

Habitational Buffer

Fast, competitive and no gap habitational coverage

We offer a Habitational Buffer Property insurance product, exclusive in Excess & Surplus Lines markets and provide best-in-class coverages

Our dedicated team of underwriters aim to provide quotes within 24hrs and at highly competitive rates.

Curotech Specialty is a technology-driven managing underwriting agency, operating exclusively through the wholesale broker market.

Curotch Shape

Target risks

  • Condominiums
  • Apartments
  • Senior Living Facilities


  • All risks excluding flood and earthquake
  • Wind, hail

Coverage terms

  • Capacity: $5 million
  • Attachments points: $2.5 million to $10 million

Target states

Habitational Buffer States


Our property underwriting team has worked together for several years and consistently generated exceptional returns for their capacity providers.

Curotch Shape